E08: A Lively Little Q&A
Femi Kozlowski Femi Kozlowski

E08: A Lively Little Q&A

You should always buy quality furniture. It’s just better for your finances to buy once vs buying and then needing to replace. That said, I think some things matter more than others. I wouldn’t say I really have rules about when to buy quality vs when to not, but I think there are some things you should trend toward if possible.

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E07: How to House-Hunt as a First-Time Homebuyer
Femi Kozlowski Femi Kozlowski

E07: How to House-Hunt as a First-Time Homebuyer

Don’t just automatically go with your normal bank. You don’t have to and you don’t need to. Once you have your credit score checked at one institution there’s typically a period where you can continue to get your credit checked without any further impact to your score - this is built in to protect you as a borrower so that you can explore your options, so use it!

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E03: All About Modest Makeovers: Swapping costly renovations for meaningful upgrades, finding the right materials, and how to manage your budget
Femi Kozlowski Femi Kozlowski

E03: All About Modest Makeovers: Swapping costly renovations for meaningful upgrades, finding the right materials, and how to manage your budget

“A remodel or a renovation for a kitchen, you’d likely be replacing the flooring, doing a backsplash, replacing the countertops, new cabinetry, all new lighting, maybe new layout. It costs a lot of money. For a modest makeover, you aren’t going for a radical transformation of the space in that same way, instead the goal is meaningful and valuable upgrades.“

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